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Bryan Bain being presented with his British Empire Medal

Bryan wishes to thank everybody who attended his British Empire Medal presentation and the following refreshments, for full photos see

Publication of the Nairn CAB Annual Report 2016-17

annual report 2016 – 2017

Notice of Annual General Meeting

NAIRN CITIZENS ADVICE BUREAU
6 High Street, Nairn
Tel: 01667 456677
E-mail: bureau@nairncab.casonline.org.uk

ANNUAL GENERAL MEETING

Will be held at the United Reform Church,
Crescent Road, Nairn, IV12 4NB

Wednesday 6th September 2017

At 7.15pm

MEMBERS OF THE PUBLIC ARE WELCOME TO ATTEND THE AGM

Refreshments will be served after the meeting

Membership of Nairn CAB is open to local residents and
representatives of local organisations.
Membership forms are available from the bureau.

Scottish Charity Number SC023356

Bryan Bain’s service to the community of Nairn is rewarded with a British Empire Medal

Congratulations to Bryan Bain whose service to Nairn CAB over the past 25 years and continued full time volunteering earns him a very well deserved recognition in the Queen’s Birthday Honours.

for full article see Bryan

BOOK published

Jill Stewart a volunteer at Nairn CAB has proudly published her first book after years of research, the subject matter covers World War One War Graves in Moray and Nairn, and contains local historical knowledge that’s well worth a read.

Order your copy know by telephoning the bureau on 01667 456677 or emailing Jill direct on jillstewart03@outlook.com

Vacancy for Welfare Rights Officer

NAIRN CITIZENS ADVICE BUREAU

 

DO YOU WANT TO MAKE A DIFFERENCE?

WELFARE RIGHTS OFFICER REQUIRED

SALARY: From £20,460 to £22,254 depending on experience

35 hours per week or Jobshare considered – if you are interested in working part-time please apply as normal.

Motivated person required who has good knowledge of the benefit system and the ability to work as a representative, and to address the requirements of persons in need. Excellent verbal and written communication skills are essential.  You must have the ability to research complex material, and have excellent interpersonal skills. Organisational skills are very important in this post.

Training and support are provided.

This post requires a considerable amount of travel so the applicant must be able to travel in and around Nairn as required.

Further details and application pack from:

The Manager,

6 High Street, Nairn, IV12 4BJ

Email: bureau@nairncab.casonline.org.uk

Closing date: midday Wednesday 12th April 2017

Interview date: Wednesday 19th April 2017

 [The post is subject to the disclosure of criminal history information.]

The CAB is committed to equal opportunities both in service provision and employment.

Charity number: SC023356

Charity name: Nairn Citizens Advice Bureau Ltd

Spirit Of Nairnshire Festival presents £600

Spirit of Nairnshire Festival 2016

 Spirit of Nairnshire Festival organiser Michael Green presents £600 each to the Nairn CAB and Nairn Arts and Community Centre.

Grace Hay ( Grace Lily ) Brenda Waterfield ( Nairn CAB ) Sam Morrison ( Nairn Arts & Community Centre ) Councillor Michael Green ( Spirit of Nairnshire Festival)

The 2016 Spirit of Festival was a great success and raised a total £1200 split evenly between two great Nairn charities. Whilst there was a wide and varied range of events, the undoubted highlight of the 2016 festival was the Charity Golf day at Nairn Golf Club followed by a Lingerie Show & Dinner put on by Grace Lily at the Golfview Hotel.

Due to the success of  the 2016  Spirit of Nairnshire Festival, we are exploring options for both the Arts and Community Centre and Nairn CAB to have a much greater role in the 2017 Spirit of Nairnshire Festival and raise much needed funds for both charities.

Let’s Deal with Debt

debt_fbWe’re here to help NAIRN deal with debt, says Nairn Citizens Advice Bureau

Local independent money advice experts have said that the people of Nairn don’t need to tackle giant bills and final reminders on their own. The team at NairnCAB have said that they can help people deal with debt, and that now – with Christmas spending and the January Blues behind us – is the perfect time to do it.

To get you started, the team have shared their top five tips for dealing with debt:

1) Pull all the information you have together

First things first: gather all the information you can about what you owe, what you spend, what you earn and what you receive.  That includes details about everything that affects money going out or coming in, so don’t forget to include things like any overdrafts, store credit, and buy-now-pay-later deals. Remember to account for birthdays, school meals and car costs. Make up a spreadsheet or budget sheet to help you to see everything at a glance. It might seem a lot and it may be tough, but the trick is to bite the bullet and not leave anything out. If you include everything it’ll be easier to find a way forward.

2) Decide what your essential costs are and prioritise them

Take a look at what you spend, and decide what’s essential and what you can do without. Essential expenditure is things like rent, mortgage, council tax, water charges and utilities. Once you know what’s essential, you can prioritise that. Can you reduce your expenditure? We’d always suggest being realistic at this stage, so you know your plan is something you can maintain.

3) Deal with the emergencies

It can be hard to open those letters marked with red. But if you follow the first few tips, and know what you’re facing and what’s essential, you can tackle the real issues that can affect you and your essentials first, and make a plan for what comes next. Check for court paperwork especially. Do you have a court date for an eviction hearing, for example? There are time scales attached to this type of letter, and you must act within these time scales.

4) Know all your options

Depending on how much you owe and how much you earn, you do have options for how to deal with debt, and to get you through it. Re-do your budget sheet, see if you have any money left over to make an offer of payment. Don’t worry if you have nothing left over; there are still options to deal with your debts and you will get through it. There’s no one-size-fits-all solution, so you could do some research to see what your options might be and get advice from experts.

5) Get free, independent support and advice

If you need help to tackle any of these steps, you aren’t alone. Reach out for the information and support you need, and make sure it’s from a free and independent source that’s regulated by the Financial Conduct Authority – like your local Citizens Advice Bureau. That way you can get the information you need and be sure it’s in your best interests. Beware of companies who will charge you for advice.

For any other information or to find out more, visit www.citizensadvice.org.uk/scotland.

Contact Nairn 01667 456677 for more information or book an appointment.

 

 

2016 Annual Report

final-annual-report-2016-a4

Annual Report 2015

Annual Report 2015

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